Finally, B2B payments come of age

Paying with paper. Daily phone calls asking “Where’s my payment?” Keeping up with supplier bank account information, and worrying about keeping it secure. That’s all so 20th century, rife with uncertainty, complexity, and risk – for both you and your suppliers. Fortunately, no one has to deal with that anymore, now that there’s AribaPay.

With AribaPay, a capability available with the SAP Ariba Payables solution, you can finally combine electronic payments with rich and timely remittance advice. Suppliers receive that advice before their payment, which goes a long way toward minimizing those payment-status calls.

Now you can complete the procure-to-pay process simply, securely, and with a high degree of certainty about who is paying, to whom, for what, and when. All because Ariba Network’s capacity for facilitating buyer-supplier collaboration has been enhanced with the Discover Network’s expertise in securely managing sensitive bank information and moving money.


AribaPay: Certain. Secure. Simple.


Certain payment

When a supplier’s employee enters bank information or assigns the AribaPay Merchant ID for payment, it is verified by another user and validated by AribaPay processes before it goes live. This way, payments go to the right place.

Certain settlement

With track-and-trace capabilities, visibility into payment status, and rich remittance advice, suppliers can quickly and easily reconcile payments while controlling cash flow and improving forecasts.

Secure processes

You won’t need to touch supplier bank information anymore because it’s secured in the Discover Network. And when you tie payments directly to your P2P process, the risks of fraud and accidental exposure of sensitive supplier bank information pretty much go away.

Secure compliance

Through the Discover Network, all regulatory and compliance checks, such as those required by banking regulations and the Office of Foreign Asset Control, are automatically conducted every day.

Simple technology

Through a single user interface, buyers can manage the P2P process end-to-end, while suppliers can enjoy a simple user experience and single source of rich information regarding their payments.

Simple savings

In other words, save by simplifying. Get rid of paper and its costs and hassles—check supplies, postage, handling, fraud prevention, and bank fees. And find a better use for the resources you’ve dedicated to fielding payment-status and reconciliation calls.


Learn more

Now it's simple to combine electronic payments with real-time, rich remittance advice. To learn more, you can contact us or read this solution brief.

With AribaPay, I not only know when I am scheduled to get paid, but I can also see the payments being executed before they even hit my account. I can easily see exactly what I am being paid for, including any adjustments that may have been made.

— Ken Crouse , Principal Consultant and Owner , 487 Consulting Services